LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,300
−HK$10,679/mo
▼ 0.25% · 3.875%
HK$175,597
−HK$5,382/mo
Today · 4.125%
HK$180,979
baseline
▲ 0.50% · 4.625%
HK$191,991
+HK$11,012/mo
Deposit HK$37.34M · loan HK$37.34M · min. income ≈ HK$361,958/mo (50% DSR)
Upfront cash ≈ HK$40.52M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,457
−HK$10,236/mo
▼ 0.25% · 3.875%
HK$194,538
−HK$5,155/mo
Today · 4.125%
HK$199,693
baseline
▲ 0.50% · 4.625%
HK$210,219
+HK$10,526/mo
Deposit HK$37.34M · loan HK$37.34M · min. income ≈ HK$399,386/mo (50% DSR)
Upfront cash ≈ HK$40.52M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,360
−HK$12,815/mo
▼ 0.25% · 3.875%
HK$210,717
−HK$6,458/mo
Today · 4.125%
HK$217,175
baseline
▲ 0.50% · 4.625%
HK$230,390
+HK$13,215/mo
Deposit HK$29.87M · loan HK$44.81M · min. income ≈ HK$434,350/mo (50% DSR)
Upfront cash ≈ HK$33.05M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,348
−HK$12,283/mo
▼ 0.25% · 3.875%
HK$233,446
−HK$6,185/mo
Today · 4.125%
HK$239,631
baseline
▲ 0.50% · 4.625%
HK$252,262
+HK$12,631/mo
Deposit HK$29.87M · loan HK$44.81M · min. income ≈ HK$479,262/mo (50% DSR)
Upfront cash ≈ HK$33.05M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,420
−HK$14,951/mo
▼ 0.25% · 3.875%
HK$245,836
−HK$7,535/mo
Today · 4.125%
HK$253,371
baseline
▲ 0.50% · 4.625%
HK$268,788
+HK$15,417/mo
Deposit HK$22.41M · loan HK$52.28M · min. income ≈ HK$506,742/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,240
−HK$14,330/mo
▼ 0.25% · 3.875%
HK$272,353
−HK$7,217/mo
Today · 4.125%
HK$279,570
baseline
▲ 0.50% · 4.625%
HK$294,306
+HK$14,736/mo
Deposit HK$22.41M · loan HK$52.28M · min. income ≈ HK$559,140/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,540
−HK$19,222/mo
▼ 0.25% · 3.875%
HK$316,075
−HK$9,687/mo
Today · 4.125%
HK$325,762
baseline
▲ 0.50% · 4.625%
HK$345,584
+HK$19,822/mo
Deposit HK$7.47M · loan HK$67.22M · min. income ≈ HK$651,524/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,022
−HK$18,425/mo
▼ 0.25% · 3.875%
HK$350,168
−HK$9,279/mo
Today · 4.125%
HK$359,447
baseline
▲ 0.50% · 4.625%
HK$378,394
+HK$18,947/mo
Deposit HK$7.47M · loan HK$67.22M · min. income ≈ HK$718,894/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$3,174,092 · Scale 2, in force from 26 Feb 2026)