LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,034
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,564
−HK$538/mo
Today · 4.125%
HK$18,102
baseline
▲ 0.50% · 4.625%
HK$19,204
+HK$1,102/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,204/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,950
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,458
−HK$516/mo
Today · 4.125%
HK$19,974
baseline
▲ 0.50% · 4.625%
HK$21,027
+HK$1,053/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,948/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,441
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,076
−HK$646/mo
Today · 4.125%
HK$21,722
baseline
▲ 0.50% · 4.625%
HK$23,044
+HK$1,322/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,444/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,740
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,350
−HK$619/mo
Today · 4.125%
HK$23,969
baseline
▲ 0.50% · 4.625%
HK$25,232
+HK$1,263/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,938/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,847
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,589
−HK$754/mo
Today · 4.125%
HK$25,343
baseline
▲ 0.50% · 4.625%
HK$26,885
+HK$1,542/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,686/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,530
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,242
−HK$721/mo
Today · 4.125%
HK$27,963
baseline
▲ 0.50% · 4.625%
HK$29,437
+HK$1,474/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,926/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,661
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,615
−HK$969/mo
Today · 4.125%
HK$32,584
baseline
▲ 0.50% · 4.625%
HK$34,566
+HK$1,982/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$65,168/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,110
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,025
−HK$928/mo
Today · 4.125%
HK$35,953
baseline
▲ 0.50% · 4.625%
HK$37,848
+HK$1,895/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$71,906/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,105 · Scale 2, in force from 26 Feb 2026)