LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,342
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$175,641
−HK$5,383/mo
Today · 4.125%
HK$181,024
baseline
▲ 0.50% · 4.625%
HK$192,039
+HK$11,015/mo
Deposit HK$37.35M · loan HK$37.35M · min. income ≈ HK$362,048/mo (50% DSR)
Upfront cash ≈ HK$40.53M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,504
−HK$10,239/mo
▼ 0.25% · 3.875%
HK$194,587
−HK$5,156/mo
Today · 4.125%
HK$199,743
baseline
▲ 0.50% · 4.625%
HK$210,271
+HK$10,528/mo
Deposit HK$37.35M · loan HK$37.35M · min. income ≈ HK$399,486/mo (50% DSR)
Upfront cash ≈ HK$40.53M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,411
−HK$12,818/mo
▼ 0.25% · 3.875%
HK$210,769
−HK$6,460/mo
Today · 4.125%
HK$217,229
baseline
▲ 0.50% · 4.625%
HK$230,447
+HK$13,218/mo
Deposit HK$29.88M · loan HK$44.82M · min. income ≈ HK$434,458/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,405
−HK$12,286/mo
▼ 0.25% · 3.875%
HK$233,504
−HK$6,187/mo
Today · 4.125%
HK$239,691
baseline
▲ 0.50% · 4.625%
HK$252,326
+HK$12,635/mo
Deposit HK$29.88M · loan HK$44.82M · min. income ≈ HK$479,382/mo (50% DSR)
Upfront cash ≈ HK$33.06M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,479
−HK$14,955/mo
▼ 0.25% · 3.875%
HK$245,897
−HK$7,537/mo
Today · 4.125%
HK$253,434
baseline
▲ 0.50% · 4.625%
HK$268,855
+HK$15,421/mo
Deposit HK$22.41M · loan HK$52.29M · min. income ≈ HK$506,868/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,306
−HK$14,334/mo
▼ 0.25% · 3.875%
HK$272,421
−HK$7,219/mo
Today · 4.125%
HK$279,640
baseline
▲ 0.50% · 4.625%
HK$294,380
+HK$14,740/mo
Deposit HK$22.41M · loan HK$52.29M · min. income ≈ HK$559,280/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,616
−HK$19,228/mo
▼ 0.25% · 3.875%
HK$316,154
−HK$9,690/mo
Today · 4.125%
HK$325,844
baseline
▲ 0.50% · 4.625%
HK$345,671
+HK$19,827/mo
Deposit HK$7.47M · loan HK$67.23M · min. income ≈ HK$651,688/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,108
−HK$18,429/mo
▼ 0.25% · 3.875%
HK$350,256
−HK$9,281/mo
Today · 4.125%
HK$359,537
baseline
▲ 0.50% · 4.625%
HK$378,488
+HK$18,951/mo
Deposit HK$7.47M · loan HK$67.23M · min. income ≈ HK$719,074/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$3,174,886 · Scale 2, in force from 26 Feb 2026)