LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,035
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,565
−HK$539/mo
Today · 4.125%
HK$18,104
baseline
▲ 0.50% · 4.625%
HK$19,205
+HK$1,101/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,208/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,952
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,460
−HK$516/mo
Today · 4.125%
HK$19,976
baseline
▲ 0.50% · 4.625%
HK$21,029
+HK$1,053/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,952/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,443
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,078
−HK$646/mo
Today · 4.125%
HK$21,724
baseline
▲ 0.50% · 4.625%
HK$23,046
+HK$1,322/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,448/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,742
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,352
−HK$619/mo
Today · 4.125%
HK$23,971
baseline
▲ 0.50% · 4.625%
HK$25,234
+HK$1,263/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,942/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$753/mo
Today · 4.125%
HK$25,345
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,542/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,690/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,244
−HK$722/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,440
+HK$1,474/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,664
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,618
−HK$969/mo
Today · 4.125%
HK$32,587
baseline
▲ 0.50% · 4.625%
HK$34,570
+HK$1,983/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$65,174/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,113
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,028
−HK$928/mo
Today · 4.125%
HK$35,956
baseline
▲ 0.50% · 4.625%
HK$37,852
+HK$1,896/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$71,912/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,126 · Scale 2, in force from 26 Feb 2026)