LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,036
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,566
−HK$538/mo
Today · 4.125%
HK$18,104
baseline
▲ 0.50% · 4.625%
HK$19,206
+HK$1,102/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,208/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,952
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,461
−HK$515/mo
Today · 4.125%
HK$19,976
baseline
▲ 0.50% · 4.625%
HK$21,029
+HK$1,053/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,952/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,443
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,079
−HK$646/mo
Today · 4.125%
HK$21,725
baseline
▲ 0.50% · 4.625%
HK$23,047
+HK$1,322/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,450/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,743
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,353
−HK$618/mo
Today · 4.125%
HK$23,971
baseline
▲ 0.50% · 4.625%
HK$25,235
+HK$1,264/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,942/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$754/mo
Today · 4.125%
HK$25,346
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,542/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,692/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$722/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,441
+HK$1,474/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,665
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,618
−HK$969/mo
Today · 4.125%
HK$32,587
baseline
▲ 0.50% · 4.625%
HK$34,570
+HK$1,983/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$65,174/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,114
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,029
−HK$928/mo
Today · 4.125%
HK$35,957
baseline
▲ 0.50% · 4.625%
HK$37,852
+HK$1,895/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$71,914/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,131 · Scale 2, in force from 26 Feb 2026)