LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,417
−HK$10,687/mo
▼ 0.25% · 3.875%
HK$175,718
−HK$5,386/mo
Today · 4.125%
HK$181,104
baseline
▲ 0.50% · 4.625%
HK$192,124
+HK$11,020/mo
Deposit HK$37.37M · loan HK$37.37M · min. income ≈ HK$362,208/mo (50% DSR)
Upfront cash ≈ HK$40.54M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,588
−HK$10,243/mo
▼ 0.25% · 3.875%
HK$194,672
−HK$5,159/mo
Today · 4.125%
HK$199,831
baseline
▲ 0.50% · 4.625%
HK$210,364
+HK$10,533/mo
Deposit HK$37.37M · loan HK$37.37M · min. income ≈ HK$399,662/mo (50% DSR)
Upfront cash ≈ HK$40.54M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,501
−HK$12,824/mo
▼ 0.25% · 3.875%
HK$210,862
−HK$6,463/mo
Today · 4.125%
HK$217,325
baseline
▲ 0.50% · 4.625%
HK$230,549
+HK$13,224/mo
Deposit HK$29.89M · loan HK$44.84M · min. income ≈ HK$434,650/mo (50% DSR)
Upfront cash ≈ HK$33.07M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,505
−HK$12,292/mo
▼ 0.25% · 3.875%
HK$233,607
−HK$6,190/mo
Today · 4.125%
HK$239,797
baseline
▲ 0.50% · 4.625%
HK$252,437
+HK$12,640/mo
Deposit HK$29.89M · loan HK$44.84M · min. income ≈ HK$479,594/mo (50% DSR)
Upfront cash ≈ HK$33.07M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,584
−HK$14,962/mo
▼ 0.25% · 3.875%
HK$246,006
−HK$7,540/mo
Today · 4.125%
HK$253,546
baseline
▲ 0.50% · 4.625%
HK$268,973
+HK$15,427/mo
Deposit HK$22.42M · loan HK$52.32M · min. income ≈ HK$507,092/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,423
−HK$14,340/mo
▼ 0.25% · 3.875%
HK$272,541
−HK$7,222/mo
Today · 4.125%
HK$279,763
baseline
▲ 0.50% · 4.625%
HK$294,509
+HK$14,746/mo
Deposit HK$22.42M · loan HK$52.32M · min. income ≈ HK$559,526/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,751
−HK$19,236/mo
▼ 0.25% · 3.875%
HK$316,293
−HK$9,694/mo
Today · 4.125%
HK$325,987
baseline
▲ 0.50% · 4.625%
HK$345,823
+HK$19,836/mo
Deposit HK$7.47M · loan HK$67.26M · min. income ≈ HK$651,974/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,258
−HK$18,437/mo
▼ 0.25% · 3.875%
HK$350,410
−HK$9,285/mo
Today · 4.125%
HK$359,695
baseline
▲ 0.50% · 4.625%
HK$378,655
+HK$18,960/mo
Deposit HK$7.47M · loan HK$67.26M · min. income ≈ HK$719,390/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$3,176,284 · Scale 2, in force from 26 Feb 2026)