LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,045
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,575
−HK$539/mo
Today · 4.125%
HK$18,114
baseline
▲ 0.50% · 4.625%
HK$19,216
+HK$1,102/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,228/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,962
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,471
−HK$516/mo
Today · 4.125%
HK$19,987
baseline
▲ 0.50% · 4.625%
HK$21,040
+HK$1,053/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,974/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,454
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,090
−HK$646/mo
Today · 4.125%
HK$21,736
baseline
▲ 0.50% · 4.625%
HK$23,059
+HK$1,323/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,472/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,755
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,365
−HK$619/mo
Today · 4.125%
HK$23,984
baseline
▲ 0.50% · 4.625%
HK$25,248
+HK$1,264/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,968/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,863
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,605
−HK$754/mo
Today · 4.125%
HK$25,359
baseline
▲ 0.50% · 4.625%
HK$26,902
+HK$1,543/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,718/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,547
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,259
−HK$722/mo
Today · 4.125%
HK$27,981
baseline
▲ 0.50% · 4.625%
HK$29,456
+HK$1,475/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,962/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,681
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,635
−HK$970/mo
Today · 4.125%
HK$32,605
baseline
▲ 0.50% · 4.625%
HK$34,588
+HK$1,983/mo
Deposit HK$747K · loan HK$6.73M · min. income ≈ HK$65,210/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,132
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,047
−HK$929/mo
Today · 4.125%
HK$35,976
baseline
▲ 0.50% · 4.625%
HK$37,872
+HK$1,896/mo
Deposit HK$747K · loan HK$6.73M · min. income ≈ HK$71,952/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,249 · Scale 2, in force from 26 Feb 2026)