LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,046
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,577
−HK$538/mo
Today · 4.125%
HK$18,115
baseline
▲ 0.50% · 4.625%
HK$19,218
+HK$1,103/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,230/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,964
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,473
−HK$515/mo
Today · 4.125%
HK$19,988
baseline
▲ 0.50% · 4.625%
HK$21,042
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,976/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,092
−HK$646/mo
Today · 4.125%
HK$21,738
baseline
▲ 0.50% · 4.625%
HK$23,061
+HK$1,323/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,476/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,757
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,367
−HK$619/mo
Today · 4.125%
HK$23,986
baseline
▲ 0.50% · 4.625%
HK$25,251
+HK$1,265/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$47,972/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,865
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,607
−HK$754/mo
Today · 4.125%
HK$25,361
baseline
▲ 0.50% · 4.625%
HK$26,905
+HK$1,544/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,722/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,549
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,262
−HK$722/mo
Today · 4.125%
HK$27,984
baseline
▲ 0.50% · 4.625%
HK$29,459
+HK$1,475/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,968/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,683
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,638
−HK$970/mo
Today · 4.125%
HK$32,608
baseline
▲ 0.50% · 4.625%
HK$34,592
+HK$1,984/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,216/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,135
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,051
−HK$928/mo
Today · 4.125%
HK$35,979
baseline
▲ 0.50% · 4.625%
HK$37,876
+HK$1,897/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$71,958/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,269 · Scale 2, in force from 26 Feb 2026)