LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,048
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,578
−HK$539/mo
Today · 4.125%
HK$18,117
baseline
▲ 0.50% · 4.625%
HK$19,219
+HK$1,102/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,234/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,966
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,474
−HK$516/mo
Today · 4.125%
HK$19,990
baseline
▲ 0.50% · 4.625%
HK$21,044
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,980/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,458
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,094
−HK$646/mo
Today · 4.125%
HK$21,740
baseline
▲ 0.50% · 4.625%
HK$23,063
+HK$1,323/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,480/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,759
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,369
−HK$619/mo
Today · 4.125%
HK$23,988
baseline
▲ 0.50% · 4.625%
HK$25,253
+HK$1,265/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$47,976/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,867
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,610
−HK$754/mo
Today · 4.125%
HK$25,364
baseline
▲ 0.50% · 4.625%
HK$26,907
+HK$1,543/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,728/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,552
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,264
−HK$723/mo
Today · 4.125%
HK$27,987
baseline
▲ 0.50% · 4.625%
HK$29,462
+HK$1,475/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,974/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,686
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,641
−HK$970/mo
Today · 4.125%
HK$32,611
baseline
▲ 0.50% · 4.625%
HK$34,595
+HK$1,984/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,222/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,138
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,054
−HK$929/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$37,879
+HK$1,896/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,291 · Scale 2, in force from 26 Feb 2026)