LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,049
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,579
−HK$539/mo
Today · 4.125%
HK$18,118
baseline
▲ 0.50% · 4.625%
HK$19,220
+HK$1,102/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,236/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,967
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,475
−HK$516/mo
Today · 4.125%
HK$19,991
baseline
▲ 0.50% · 4.625%
HK$21,045
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,982/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,459
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,095
−HK$647/mo
Today · 4.125%
HK$21,742
baseline
▲ 0.50% · 4.625%
HK$23,065
+HK$1,323/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,484/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,760
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,370
−HK$620/mo
Today · 4.125%
HK$23,990
baseline
▲ 0.50% · 4.625%
HK$25,254
+HK$1,264/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$47,980/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,868
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,611
−HK$754/mo
Today · 4.125%
HK$25,365
baseline
▲ 0.50% · 4.625%
HK$26,909
+HK$1,544/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,730/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,266
−HK$722/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,463
+HK$1,475/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,688
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,643
−HK$969/mo
Today · 4.125%
HK$32,612
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,985/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,224/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,140
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,056
−HK$929/mo
Today · 4.125%
HK$35,985
baseline
▲ 0.50% · 4.625%
HK$37,881
+HK$1,896/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$71,970/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,303 · Scale 2, in force from 26 Feb 2026)