LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,501
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$175,805
−HK$5,388/mo
Today · 4.125%
HK$181,193
baseline
▲ 0.50% · 4.625%
HK$192,219
+HK$11,026/mo
Deposit HK$37.39M · loan HK$37.39M · min. income ≈ HK$362,386/mo (50% DSR)
Upfront cash ≈ HK$40.56M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,681
−HK$10,248/mo
▼ 0.25% · 3.875%
HK$194,768
−HK$5,161/mo
Today · 4.125%
HK$199,929
baseline
▲ 0.50% · 4.625%
HK$210,468
+HK$10,539/mo
Deposit HK$37.39M · loan HK$37.39M · min. income ≈ HK$399,858/mo (50% DSR)
Upfront cash ≈ HK$40.56M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,602
−HK$12,830/mo
▼ 0.25% · 3.875%
HK$210,966
−HK$6,466/mo
Today · 4.125%
HK$217,432
baseline
▲ 0.50% · 4.625%
HK$230,662
+HK$13,230/mo
Deposit HK$29.91M · loan HK$44.86M · min. income ≈ HK$434,864/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,617
−HK$12,298/mo
▼ 0.25% · 3.875%
HK$233,722
−HK$6,193/mo
Today · 4.125%
HK$239,915
baseline
▲ 0.50% · 4.625%
HK$252,561
+HK$12,646/mo
Deposit HK$29.91M · loan HK$44.86M · min. income ≈ HK$479,830/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,702
−HK$14,969/mo
▼ 0.25% · 3.875%
HK$246,127
−HK$7,544/mo
Today · 4.125%
HK$253,671
baseline
▲ 0.50% · 4.625%
HK$269,106
+HK$15,435/mo
Deposit HK$22.43M · loan HK$52.34M · min. income ≈ HK$507,342/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,554
−HK$14,347/mo
▼ 0.25% · 3.875%
HK$272,676
−HK$7,225/mo
Today · 4.125%
HK$279,901
baseline
▲ 0.50% · 4.625%
HK$294,655
+HK$14,754/mo
Deposit HK$22.43M · loan HK$52.34M · min. income ≈ HK$559,802/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,903
−HK$19,245/mo
▼ 0.25% · 3.875%
HK$316,449
−HK$9,699/mo
Today · 4.125%
HK$326,148
baseline
▲ 0.50% · 4.625%
HK$345,993
+HK$19,845/mo
Deposit HK$7.48M · loan HK$67.30M · min. income ≈ HK$652,296/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,426
−HK$18,446/mo
▼ 0.25% · 3.875%
HK$350,583
−HK$9,289/mo
Today · 4.125%
HK$359,872
baseline
▲ 0.50% · 4.625%
HK$378,842
+HK$18,970/mo
Deposit HK$7.48M · loan HK$67.30M · min. income ≈ HK$719,744/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,177,850 · Scale 2, in force from 26 Feb 2026)