LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,053
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,583
−HK$539/mo
Today · 4.125%
HK$18,122
baseline
▲ 0.50% · 4.625%
HK$19,225
+HK$1,103/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,244/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,971
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,480
−HK$516/mo
Today · 4.125%
HK$19,996
baseline
▲ 0.50% · 4.625%
HK$21,050
+HK$1,054/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$39,992/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,463
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,100
−HK$646/mo
Today · 4.125%
HK$21,746
baseline
▲ 0.50% · 4.625%
HK$23,070
+HK$1,324/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,492/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,376
−HK$619/mo
Today · 4.125%
HK$23,995
baseline
▲ 0.50% · 4.625%
HK$25,260
+HK$1,265/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$47,990/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,874
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,616
−HK$755/mo
Today · 4.125%
HK$25,371
baseline
▲ 0.50% · 4.625%
HK$26,915
+HK$1,544/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,742/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,559
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,272
−HK$722/mo
Today · 4.125%
HK$27,994
baseline
▲ 0.50% · 4.625%
HK$29,470
+HK$1,476/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,988/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,695
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,650
−HK$970/mo
Today · 4.125%
HK$32,620
baseline
▲ 0.50% · 4.625%
HK$34,604
+HK$1,984/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,240/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,148
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,063
−HK$930/mo
Today · 4.125%
HK$35,993
baseline
▲ 0.50% · 4.625%
HK$37,890
+HK$1,897/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$71,986/mo (50% DSR)
Upfront cash ≈ HK$972K (deposit + AVD stamp duty HK$224,352 · Scale 2, in force from 26 Feb 2026)