LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,541
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$175,846
−HK$5,390/mo
Today · 4.125%
HK$181,236
baseline
▲ 0.50% · 4.625%
HK$192,264
+HK$11,028/mo
Deposit HK$37.40M · loan HK$37.40M · min. income ≈ HK$362,472/mo (50% DSR)
Upfront cash ≈ HK$40.57M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,726
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$194,814
−HK$5,162/mo
Today · 4.125%
HK$199,976
baseline
▲ 0.50% · 4.625%
HK$210,517
+HK$10,541/mo
Deposit HK$37.40M · loan HK$37.40M · min. income ≈ HK$399,952/mo (50% DSR)
Upfront cash ≈ HK$40.57M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,650
−HK$12,833/mo
▼ 0.25% · 3.875%
HK$211,016
−HK$6,467/mo
Today · 4.125%
HK$217,483
baseline
▲ 0.50% · 4.625%
HK$230,716
+HK$13,233/mo
Deposit HK$29.92M · loan HK$44.87M · min. income ≈ HK$434,966/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,671
−HK$12,300/mo
▼ 0.25% · 3.875%
HK$233,777
−HK$6,194/mo
Today · 4.125%
HK$239,971
baseline
▲ 0.50% · 4.625%
HK$252,620
+HK$12,649/mo
Deposit HK$29.92M · loan HK$44.87M · min. income ≈ HK$479,942/mo (50% DSR)
Upfront cash ≈ HK$33.09M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,758
−HK$14,972/mo
▼ 0.25% · 3.875%
HK$246,185
−HK$7,545/mo
Today · 4.125%
HK$253,730
baseline
▲ 0.50% · 4.625%
HK$269,169
+HK$15,439/mo
Deposit HK$22.44M · loan HK$52.35M · min. income ≈ HK$507,460/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,616
−HK$14,350/mo
▼ 0.25% · 3.875%
HK$272,740
−HK$7,226/mo
Today · 4.125%
HK$279,966
baseline
▲ 0.50% · 4.625%
HK$294,724
+HK$14,758/mo
Deposit HK$22.44M · loan HK$52.35M · min. income ≈ HK$559,932/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,975
−HK$19,250/mo
▼ 0.25% · 3.875%
HK$316,523
−HK$9,702/mo
Today · 4.125%
HK$326,225
baseline
▲ 0.50% · 4.625%
HK$346,075
+HK$19,850/mo
Deposit HK$7.48M · loan HK$67.31M · min. income ≈ HK$652,450/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,506
−HK$18,451/mo
▼ 0.25% · 3.875%
HK$350,665
−HK$9,292/mo
Today · 4.125%
HK$359,957
baseline
▲ 0.50% · 4.625%
HK$378,931
+HK$18,974/mo
Deposit HK$7.48M · loan HK$67.31M · min. income ≈ HK$719,914/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,178,596 · Scale 2, in force from 26 Feb 2026)