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Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$74.80M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$238,775
−HK$14,974/mo
▼ 0.25% · 3.875%
HK$246,202
−HK$7,547/mo
Today · 4.125%
HK$253,749
baseline
▲ 0.50% · 4.625%
HK$269,189
+HK$15,440/mo
Deposit HK$22.44M · loan HK$52.36M · min. income ≈ HK$507,498/mo (50% DSR)
Upfront cash ≈ HK$25.62M (deposit + AVD stamp duty HK$3,178,824 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.