LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,632
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$175,940
−HK$5,392/mo
Today · 4.125%
HK$181,332
baseline
▲ 0.50% · 4.625%
HK$192,366
+HK$11,034/mo
Deposit HK$37.42M · loan HK$37.42M · min. income ≈ HK$362,664/mo (50% DSR)
Upfront cash ≈ HK$40.60M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,826
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$194,917
−HK$5,165/mo
Today · 4.125%
HK$200,082
baseline
▲ 0.50% · 4.625%
HK$210,629
+HK$10,547/mo
Deposit HK$37.42M · loan HK$37.42M · min. income ≈ HK$400,164/mo (50% DSR)
Upfront cash ≈ HK$40.60M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,758
−HK$12,840/mo
▼ 0.25% · 3.875%
HK$211,127
−HK$6,471/mo
Today · 4.125%
HK$217,598
baseline
▲ 0.50% · 4.625%
HK$230,839
+HK$13,241/mo
Deposit HK$29.93M · loan HK$44.90M · min. income ≈ HK$435,196/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,792
−HK$12,306/mo
▼ 0.25% · 3.875%
HK$233,901
−HK$6,197/mo
Today · 4.125%
HK$240,098
baseline
▲ 0.50% · 4.625%
HK$252,754
+HK$12,656/mo
Deposit HK$29.93M · loan HK$44.90M · min. income ≈ HK$480,196/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,885
−HK$14,980/mo
▼ 0.25% · 3.875%
HK$246,315
−HK$7,550/mo
Today · 4.125%
HK$253,865
baseline
▲ 0.50% · 4.625%
HK$269,312
+HK$15,447/mo
Deposit HK$22.45M · loan HK$52.38M · min. income ≈ HK$507,730/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,757
−HK$14,358/mo
▼ 0.25% · 3.875%
HK$272,884
−HK$7,231/mo
Today · 4.125%
HK$280,115
baseline
▲ 0.50% · 4.625%
HK$294,880
+HK$14,765/mo
Deposit HK$22.45M · loan HK$52.38M · min. income ≈ HK$560,230/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,138
−HK$19,260/mo
▼ 0.25% · 3.875%
HK$316,691
−HK$9,707/mo
Today · 4.125%
HK$326,398
baseline
▲ 0.50% · 4.625%
HK$346,258
+HK$19,860/mo
Deposit HK$7.48M · loan HK$67.35M · min. income ≈ HK$652,796/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,687
−HK$18,461/mo
▼ 0.25% · 3.875%
HK$350,851
−HK$9,297/mo
Today · 4.125%
HK$360,148
baseline
▲ 0.50% · 4.625%
HK$379,132
+HK$18,984/mo
Deposit HK$7.48M · loan HK$67.35M · min. income ≈ HK$720,296/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,180,282 · Scale 2, in force from 26 Feb 2026)