LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,642
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$175,950
−HK$5,392/mo
Today · 4.125%
HK$181,342
baseline
▲ 0.50% · 4.625%
HK$192,377
+HK$11,035/mo
Deposit HK$37.42M · loan HK$37.42M · min. income ≈ HK$362,684/mo (50% DSR)
Upfront cash ≈ HK$40.60M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,837
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$194,928
−HK$5,165/mo
Today · 4.125%
HK$200,093
baseline
▲ 0.50% · 4.625%
HK$210,641
+HK$10,548/mo
Deposit HK$37.42M · loan HK$37.42M · min. income ≈ HK$400,186/mo (50% DSR)
Upfront cash ≈ HK$40.60M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,770
−HK$12,841/mo
▼ 0.25% · 3.875%
HK$211,139
−HK$6,472/mo
Today · 4.125%
HK$217,611
baseline
▲ 0.50% · 4.625%
HK$230,852
+HK$13,241/mo
Deposit HK$29.93M · loan HK$44.90M · min. income ≈ HK$435,222/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,805
−HK$12,307/mo
▼ 0.25% · 3.875%
HK$233,914
−HK$6,198/mo
Today · 4.125%
HK$240,112
baseline
▲ 0.50% · 4.625%
HK$252,769
+HK$12,657/mo
Deposit HK$29.93M · loan HK$44.90M · min. income ≈ HK$480,224/mo (50% DSR)
Upfront cash ≈ HK$33.11M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,898
−HK$14,981/mo
▼ 0.25% · 3.875%
HK$246,329
−HK$7,550/mo
Today · 4.125%
HK$253,879
baseline
▲ 0.50% · 4.625%
HK$269,327
+HK$15,448/mo
Deposit HK$22.45M · loan HK$52.38M · min. income ≈ HK$507,758/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,772
−HK$14,359/mo
▼ 0.25% · 3.875%
HK$272,900
−HK$7,231/mo
Today · 4.125%
HK$280,131
baseline
▲ 0.50% · 4.625%
HK$294,897
+HK$14,766/mo
Deposit HK$22.45M · loan HK$52.38M · min. income ≈ HK$560,262/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,155
−HK$19,261/mo
▼ 0.25% · 3.875%
HK$316,709
−HK$9,707/mo
Today · 4.125%
HK$326,416
baseline
▲ 0.50% · 4.625%
HK$346,278
+HK$19,862/mo
Deposit HK$7.48M · loan HK$67.35M · min. income ≈ HK$652,832/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,707
−HK$18,461/mo
▼ 0.25% · 3.875%
HK$350,871
−HK$9,297/mo
Today · 4.125%
HK$360,168
baseline
▲ 0.50% · 4.625%
HK$379,153
+HK$18,985/mo
Deposit HK$7.48M · loan HK$67.35M · min. income ≈ HK$720,336/mo (50% DSR)
Upfront cash ≈ HK$10.66M (deposit + AVD stamp duty HK$3,180,463 · Scale 2, in force from 26 Feb 2026)