LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,069
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,600
−HK$539/mo
Today · 4.125%
HK$18,139
baseline
▲ 0.50% · 4.625%
HK$19,243
+HK$1,104/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,278/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,989
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,498
−HK$517/mo
Today · 4.125%
HK$20,015
baseline
▲ 0.50% · 4.625%
HK$21,070
+HK$1,055/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,030/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,120
−HK$647/mo
Today · 4.125%
HK$21,767
baseline
▲ 0.50% · 4.625%
HK$23,092
+HK$1,325/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,534/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,787
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,398
−HK$620/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,284
+HK$1,266/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,897
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$755/mo
Today · 4.125%
HK$25,395
baseline
▲ 0.50% · 4.625%
HK$26,941
+HK$1,546/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,790/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,585
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,298
−HK$723/mo
Today · 4.125%
HK$28,021
baseline
▲ 0.50% · 4.625%
HK$29,498
+HK$1,477/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,042/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,724
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,680
−HK$971/mo
Today · 4.125%
HK$32,651
baseline
▲ 0.50% · 4.625%
HK$34,638
+HK$1,987/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,302/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,181
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,097
−HK$930/mo
Today · 4.125%
HK$36,027
baseline
▲ 0.50% · 4.625%
HK$37,926
+HK$1,899/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,054/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,569 · Scale 2, in force from 26 Feb 2026)