LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,069
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,600
−HK$540/mo
Today · 4.125%
HK$18,140
baseline
▲ 0.50% · 4.625%
HK$19,243
+HK$1,103/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,280/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,989
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,499
−HK$516/mo
Today · 4.125%
HK$20,015
baseline
▲ 0.50% · 4.625%
HK$21,070
+HK$1,055/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,030/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,120
−HK$648/mo
Today · 4.125%
HK$21,768
baseline
▲ 0.50% · 4.625%
HK$23,092
+HK$1,324/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,536/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,787
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,399
−HK$619/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,285
+HK$1,267/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,897
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$756/mo
Today · 4.125%
HK$25,396
baseline
▲ 0.50% · 4.625%
HK$26,941
+HK$1,545/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,792/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,585
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,298
−HK$724/mo
Today · 4.125%
HK$28,022
baseline
▲ 0.50% · 4.625%
HK$29,499
+HK$1,477/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,044/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,725
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,681
−HK$971/mo
Today · 4.125%
HK$32,652
baseline
▲ 0.50% · 4.625%
HK$34,638
+HK$1,986/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,304/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,181
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,098
−HK$930/mo
Today · 4.125%
HK$36,028
baseline
▲ 0.50% · 4.625%
HK$37,927
+HK$1,899/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,056/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,572 · Scale 2, in force from 26 Feb 2026)