LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,719
−HK$10,706/mo
▼ 0.25% · 3.875%
HK$176,030
−HK$5,395/mo
Today · 4.125%
HK$181,425
baseline
▲ 0.50% · 4.625%
HK$192,464
+HK$11,039/mo
Deposit HK$37.43M · loan HK$37.43M · min. income ≈ HK$362,850/mo (50% DSR)
Upfront cash ≈ HK$40.62M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,923
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$195,017
−HK$5,167/mo
Today · 4.125%
HK$200,184
baseline
▲ 0.50% · 4.625%
HK$210,736
+HK$10,552/mo
Deposit HK$37.43M · loan HK$37.43M · min. income ≈ HK$400,368/mo (50% DSR)
Upfront cash ≈ HK$40.62M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,863
−HK$12,847/mo
▼ 0.25% · 3.875%
HK$211,235
−HK$6,475/mo
Today · 4.125%
HK$217,710
baseline
▲ 0.50% · 4.625%
HK$230,957
+HK$13,247/mo
Deposit HK$29.95M · loan HK$44.92M · min. income ≈ HK$435,420/mo (50% DSR)
Upfront cash ≈ HK$33.13M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,908
−HK$12,313/mo
▼ 0.25% · 3.875%
HK$234,020
−HK$6,201/mo
Today · 4.125%
HK$240,221
baseline
▲ 0.50% · 4.625%
HK$252,884
+HK$12,663/mo
Deposit HK$29.95M · loan HK$44.92M · min. income ≈ HK$480,442/mo (50% DSR)
Upfront cash ≈ HK$33.13M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,007
−HK$14,988/mo
▼ 0.25% · 3.875%
HK$246,441
−HK$7,554/mo
Today · 4.125%
HK$253,995
baseline
▲ 0.50% · 4.625%
HK$269,450
+HK$15,455/mo
Deposit HK$22.46M · loan HK$52.41M · min. income ≈ HK$507,990/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,893
−HK$14,365/mo
▼ 0.25% · 3.875%
HK$273,024
−HK$7,234/mo
Today · 4.125%
HK$280,258
baseline
▲ 0.50% · 4.625%
HK$295,031
+HK$14,773/mo
Deposit HK$22.46M · loan HK$52.41M · min. income ≈ HK$560,516/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,295
−HK$19,270/mo
▼ 0.25% · 3.875%
HK$316,853
−HK$9,712/mo
Today · 4.125%
HK$326,565
baseline
▲ 0.50% · 4.625%
HK$346,435
+HK$19,870/mo
Deposit HK$7.49M · loan HK$67.38M · min. income ≈ HK$653,130/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,862
−HK$18,470/mo
▼ 0.25% · 3.875%
HK$351,031
−HK$9,301/mo
Today · 4.125%
HK$360,332
baseline
▲ 0.50% · 4.625%
HK$379,325
+HK$18,993/mo
Deposit HK$7.49M · loan HK$67.38M · min. income ≈ HK$720,664/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$3,181,909 · Scale 2, in force from 26 Feb 2026)