LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,720
−HK$10,705/mo
▼ 0.25% · 3.875%
HK$176,030
−HK$5,395/mo
Today · 4.125%
HK$181,425
baseline
▲ 0.50% · 4.625%
HK$192,464
+HK$11,039/mo
Deposit HK$37.43M · loan HK$37.43M · min. income ≈ HK$362,850/mo (50% DSR)
Upfront cash ≈ HK$40.62M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,924
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$195,017
−HK$5,168/mo
Today · 4.125%
HK$200,185
baseline
▲ 0.50% · 4.625%
HK$210,737
+HK$10,552/mo
Deposit HK$37.43M · loan HK$37.43M · min. income ≈ HK$400,370/mo (50% DSR)
Upfront cash ≈ HK$40.62M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,863
−HK$12,847/mo
▼ 0.25% · 3.875%
HK$211,236
−HK$6,474/mo
Today · 4.125%
HK$217,710
baseline
▲ 0.50% · 4.625%
HK$230,957
+HK$13,247/mo
Deposit HK$29.95M · loan HK$44.92M · min. income ≈ HK$435,420/mo (50% DSR)
Upfront cash ≈ HK$33.13M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,909
−HK$12,313/mo
▼ 0.25% · 3.875%
HK$234,021
−HK$6,201/mo
Today · 4.125%
HK$240,222
baseline
▲ 0.50% · 4.625%
HK$252,884
+HK$12,662/mo
Deposit HK$29.95M · loan HK$44.92M · min. income ≈ HK$480,444/mo (50% DSR)
Upfront cash ≈ HK$33.13M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,007
−HK$14,988/mo
▼ 0.25% · 3.875%
HK$246,442
−HK$7,553/mo
Today · 4.125%
HK$253,995
baseline
▲ 0.50% · 4.625%
HK$269,450
+HK$15,455/mo
Deposit HK$22.46M · loan HK$52.41M · min. income ≈ HK$507,990/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,893
−HK$14,366/mo
▼ 0.25% · 3.875%
HK$273,024
−HK$7,235/mo
Today · 4.125%
HK$280,259
baseline
▲ 0.50% · 4.625%
HK$295,031
+HK$14,772/mo
Deposit HK$22.46M · loan HK$52.41M · min. income ≈ HK$560,518/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,295
−HK$19,270/mo
▼ 0.25% · 3.875%
HK$316,854
−HK$9,711/mo
Today · 4.125%
HK$326,565
baseline
▲ 0.50% · 4.625%
HK$346,436
+HK$19,871/mo
Deposit HK$7.49M · loan HK$67.38M · min. income ≈ HK$653,130/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,863
−HK$18,470/mo
▼ 0.25% · 3.875%
HK$351,031
−HK$9,302/mo
Today · 4.125%
HK$360,333
baseline
▲ 0.50% · 4.625%
HK$379,326
+HK$18,993/mo
Deposit HK$7.49M · loan HK$67.38M · min. income ≈ HK$720,666/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$3,181,915 · Scale 2, in force from 26 Feb 2026)