LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,073
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,605
−HK$539/mo
Today · 4.125%
HK$18,144
baseline
▲ 0.50% · 4.625%
HK$19,248
+HK$1,104/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,288/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,994
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,504
−HK$516/mo
Today · 4.125%
HK$20,020
baseline
▲ 0.50% · 4.625%
HK$21,076
+HK$1,056/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,040/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,488
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,125
−HK$648/mo
Today · 4.125%
HK$21,773
baseline
▲ 0.50% · 4.625%
HK$23,098
+HK$1,325/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$43,546/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,404
−HK$620/mo
Today · 4.125%
HK$24,024
baseline
▲ 0.50% · 4.625%
HK$25,291
+HK$1,267/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$48,048/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,903
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$756/mo
Today · 4.125%
HK$25,402
baseline
▲ 0.50% · 4.625%
HK$26,947
+HK$1,545/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,804/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,305
−HK$723/mo
Today · 4.125%
HK$28,028
baseline
▲ 0.50% · 4.625%
HK$29,506
+HK$1,478/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,056/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,688
−HK$971/mo
Today · 4.125%
HK$32,659
baseline
▲ 0.50% · 4.625%
HK$34,647
+HK$1,988/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,318/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,189
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,106
−HK$931/mo
Today · 4.125%
HK$36,037
baseline
▲ 0.50% · 4.625%
HK$37,936
+HK$1,899/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,074/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,626 · Scale 2, in force from 26 Feb 2026)