LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,076
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,607
−HK$540/mo
Today · 4.125%
HK$18,147
baseline
▲ 0.50% · 4.625%
HK$19,251
+HK$1,104/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,294/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,997
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,506
−HK$517/mo
Today · 4.125%
HK$20,023
baseline
▲ 0.50% · 4.625%
HK$21,079
+HK$1,056/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,046/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,491
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,128
−HK$648/mo
Today · 4.125%
HK$21,776
baseline
▲ 0.50% · 4.625%
HK$23,101
+HK$1,325/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$43,552/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,796
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,408
−HK$620/mo
Today · 4.125%
HK$24,028
baseline
▲ 0.50% · 4.625%
HK$25,294
+HK$1,266/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$48,056/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,906
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,650
−HK$755/mo
Today · 4.125%
HK$25,405
baseline
▲ 0.50% · 4.625%
HK$26,951
+HK$1,546/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,810/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,595
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,309
−HK$723/mo
Today · 4.125%
HK$28,032
baseline
▲ 0.50% · 4.625%
HK$29,510
+HK$1,478/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,064/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,737
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,693
−HK$971/mo
Today · 4.125%
HK$32,664
baseline
▲ 0.50% · 4.625%
HK$34,652
+HK$1,988/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,328/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,194
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,111
−HK$931/mo
Today · 4.125%
HK$36,042
baseline
▲ 0.50% · 4.625%
HK$37,941
+HK$1,899/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,084/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,658 · Scale 2, in force from 26 Feb 2026)