LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,807
−HK$10,712/mo
▼ 0.25% · 3.875%
HK$176,121
−HK$5,398/mo
Today · 4.125%
HK$181,519
baseline
▲ 0.50% · 4.625%
HK$192,564
+HK$11,045/mo
Deposit HK$37.45M · loan HK$37.45M · min. income ≈ HK$363,038/mo (50% DSR)
Upfront cash ≈ HK$40.64M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,022
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$195,118
−HK$5,170/mo
Today · 4.125%
HK$200,288
baseline
▲ 0.50% · 4.625%
HK$210,845
+HK$10,557/mo
Deposit HK$37.45M · loan HK$37.45M · min. income ≈ HK$400,576/mo (50% DSR)
Upfront cash ≈ HK$40.64M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,969
−HK$12,853/mo
▼ 0.25% · 3.875%
HK$211,345
−HK$6,477/mo
Today · 4.125%
HK$217,822
baseline
▲ 0.50% · 4.625%
HK$231,076
+HK$13,254/mo
Deposit HK$29.96M · loan HK$44.94M · min. income ≈ HK$435,644/mo (50% DSR)
Upfront cash ≈ HK$33.15M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,026
−HK$12,319/mo
▼ 0.25% · 3.875%
HK$234,141
−HK$6,204/mo
Today · 4.125%
HK$240,345
baseline
▲ 0.50% · 4.625%
HK$253,014
+HK$12,669/mo
Deposit HK$29.96M · loan HK$44.94M · min. income ≈ HK$480,690/mo (50% DSR)
Upfront cash ≈ HK$33.15M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,130
−HK$14,996/mo
▼ 0.25% · 3.875%
HK$246,569
−HK$7,557/mo
Today · 4.125%
HK$254,126
baseline
▲ 0.50% · 4.625%
HK$269,589
+HK$15,463/mo
Deposit HK$22.47M · loan HK$52.43M · min. income ≈ HK$508,252/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,030
−HK$14,373/mo
▼ 0.25% · 3.875%
HK$273,165
−HK$7,238/mo
Today · 4.125%
HK$280,403
baseline
▲ 0.50% · 4.625%
HK$295,183
+HK$14,780/mo
Deposit HK$22.47M · loan HK$52.43M · min. income ≈ HK$560,806/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,453
−HK$19,280/mo
▼ 0.25% · 3.875%
HK$317,017
−HK$9,716/mo
Today · 4.125%
HK$326,733
baseline
▲ 0.50% · 4.625%
HK$346,614
+HK$19,881/mo
Deposit HK$7.49M · loan HK$67.42M · min. income ≈ HK$653,466/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,039
−HK$18,479/mo
▼ 0.25% · 3.875%
HK$351,212
−HK$9,306/mo
Today · 4.125%
HK$360,518
baseline
▲ 0.50% · 4.625%
HK$379,522
+HK$19,004/mo
Deposit HK$7.49M · loan HK$67.42M · min. income ≈ HK$721,036/mo (50% DSR)
Upfront cash ≈ HK$10.67M (deposit + AVD stamp duty HK$3,183,553 · Scale 2, in force from 26 Feb 2026)