LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,081
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,612
−HK$540/mo
Today · 4.125%
HK$18,152
baseline
▲ 0.50% · 4.625%
HK$19,256
+HK$1,104/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,304/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,002
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,512
−HK$517/mo
Today · 4.125%
HK$20,029
baseline
▲ 0.50% · 4.625%
HK$21,085
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,058/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,497
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,135
−HK$647/mo
Today · 4.125%
HK$21,782
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$43,564/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,414
−HK$621/mo
Today · 4.125%
HK$24,035
baseline
▲ 0.50% · 4.625%
HK$25,302
+HK$1,267/mo
Deposit HK$3.00M · loan HK$4.49M · min. income ≈ HK$48,070/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,913
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,657
−HK$756/mo
Today · 4.125%
HK$25,413
baseline
▲ 0.50% · 4.625%
HK$26,959
+HK$1,546/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,826/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,603
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$723/mo
Today · 4.125%
HK$28,040
baseline
▲ 0.50% · 4.625%
HK$29,519
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,080/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,746
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$972/mo
Today · 4.125%
HK$32,674
baseline
▲ 0.50% · 4.625%
HK$34,662
+HK$1,988/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,348/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,204
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,121
−HK$931/mo
Today · 4.125%
HK$36,052
baseline
▲ 0.50% · 4.625%
HK$37,952
+HK$1,900/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,104/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,723 · Scale 2, in force from 26 Feb 2026)