LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,865
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$176,180
−HK$5,400/mo
Today · 4.125%
HK$181,580
baseline
▲ 0.50% · 4.625%
HK$192,629
+HK$11,049/mo
Deposit HK$37.47M · loan HK$37.47M · min. income ≈ HK$363,160/mo (50% DSR)
Upfront cash ≈ HK$40.65M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,086
−HK$10,270/mo
▼ 0.25% · 3.875%
HK$195,184
−HK$5,172/mo
Today · 4.125%
HK$200,356
baseline
▲ 0.50% · 4.625%
HK$210,917
+HK$10,561/mo
Deposit HK$37.47M · loan HK$37.47M · min. income ≈ HK$400,712/mo (50% DSR)
Upfront cash ≈ HK$40.65M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,038
−HK$12,858/mo
▼ 0.25% · 3.875%
HK$211,416
−HK$6,480/mo
Today · 4.125%
HK$217,896
baseline
▲ 0.50% · 4.625%
HK$231,154
+HK$13,258/mo
Deposit HK$29.97M · loan HK$44.96M · min. income ≈ HK$435,792/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,103
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$234,221
−HK$6,206/mo
Today · 4.125%
HK$240,427
baseline
▲ 0.50% · 4.625%
HK$253,100
+HK$12,673/mo
Deposit HK$29.97M · loan HK$44.96M · min. income ≈ HK$480,854/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,211
−HK$15,001/mo
▼ 0.25% · 3.875%
HK$246,652
−HK$7,560/mo
Today · 4.125%
HK$254,212
baseline
▲ 0.50% · 4.625%
HK$269,680
+HK$15,468/mo
Deposit HK$22.48M · loan HK$52.45M · min. income ≈ HK$508,424/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,120
−HK$14,378/mo
▼ 0.25% · 3.875%
HK$273,257
−HK$7,241/mo
Today · 4.125%
HK$280,498
baseline
▲ 0.50% · 4.625%
HK$295,283
+HK$14,785/mo
Deposit HK$22.48M · loan HK$52.45M · min. income ≈ HK$560,996/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,557
−HK$19,287/mo
▼ 0.25% · 3.875%
HK$317,124
−HK$9,720/mo
Today · 4.125%
HK$326,844
baseline
▲ 0.50% · 4.625%
HK$346,732
+HK$19,888/mo
Deposit HK$7.49M · loan HK$67.44M · min. income ≈ HK$653,688/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,154
−HK$18,486/mo
▼ 0.25% · 3.875%
HK$351,331
−HK$9,309/mo
Today · 4.125%
HK$360,640
baseline
▲ 0.50% · 4.625%
HK$379,650
+HK$19,010/mo
Deposit HK$7.49M · loan HK$67.44M · min. income ≈ HK$721,280/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$3,184,630 · Scale 2, in force from 26 Feb 2026)