LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,089
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,620
−HK$540/mo
Today · 4.125%
HK$18,160
baseline
▲ 0.50% · 4.625%
HK$19,265
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,320/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,011
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,521
−HK$517/mo
Today · 4.125%
HK$20,038
baseline
▲ 0.50% · 4.625%
HK$21,094
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,076/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,506
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,144
−HK$648/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$23,118
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,813
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,425
−HK$621/mo
Today · 4.125%
HK$24,046
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,267/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,092/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,924
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,668
−HK$756/mo
Today · 4.125%
HK$25,424
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,848/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,615
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$724/mo
Today · 4.125%
HK$28,053
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,106/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,760
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,717
−HK$972/mo
Today · 4.125%
HK$32,689
baseline
▲ 0.50% · 4.625%
HK$34,678
+HK$1,989/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,378/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,220
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,138
−HK$931/mo
Today · 4.125%
HK$36,069
baseline
▲ 0.50% · 4.625%
HK$37,970
+HK$1,901/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,138/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,827 · Scale 2, in force from 26 Feb 2026)