LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,888
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$176,203
−HK$5,401/mo
Today · 4.125%
HK$181,604
baseline
▲ 0.50% · 4.625%
HK$192,654
+HK$11,050/mo
Deposit HK$37.47M · loan HK$37.47M · min. income ≈ HK$363,208/mo (50% DSR)
Upfront cash ≈ HK$40.66M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,111
−HK$10,271/mo
▼ 0.25% · 3.875%
HK$195,210
−HK$5,172/mo
Today · 4.125%
HK$200,382
baseline
▲ 0.50% · 4.625%
HK$210,944
+HK$10,562/mo
Deposit HK$37.47M · loan HK$37.47M · min. income ≈ HK$400,764/mo (50% DSR)
Upfront cash ≈ HK$40.66M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,065
−HK$12,860/mo
▼ 0.25% · 3.875%
HK$211,444
−HK$6,481/mo
Today · 4.125%
HK$217,925
baseline
▲ 0.50% · 4.625%
HK$231,185
+HK$13,260/mo
Deposit HK$29.98M · loan HK$44.97M · min. income ≈ HK$435,850/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,133
−HK$12,325/mo
▼ 0.25% · 3.875%
HK$234,252
−HK$6,206/mo
Today · 4.125%
HK$240,458
baseline
▲ 0.50% · 4.625%
HK$253,133
+HK$12,675/mo
Deposit HK$29.98M · loan HK$44.97M · min. income ≈ HK$480,916/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,243
−HK$15,003/mo
▼ 0.25% · 3.875%
HK$246,685
−HK$7,561/mo
Today · 4.125%
HK$254,246
baseline
▲ 0.50% · 4.625%
HK$269,716
+HK$15,470/mo
Deposit HK$22.48M · loan HK$52.46M · min. income ≈ HK$508,492/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,155
−HK$14,380/mo
▼ 0.25% · 3.875%
HK$273,293
−HK$7,242/mo
Today · 4.125%
HK$280,535
baseline
▲ 0.50% · 4.625%
HK$295,322
+HK$14,787/mo
Deposit HK$22.48M · loan HK$52.46M · min. income ≈ HK$561,070/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,598
−HK$19,289/mo
▼ 0.25% · 3.875%
HK$317,166
−HK$9,721/mo
Today · 4.125%
HK$326,887
baseline
▲ 0.50% · 4.625%
HK$346,777
+HK$19,890/mo
Deposit HK$7.49M · loan HK$67.45M · min. income ≈ HK$653,774/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,200
−HK$18,488/mo
▼ 0.25% · 3.875%
HK$351,377
−HK$9,311/mo
Today · 4.125%
HK$360,688
baseline
▲ 0.50% · 4.625%
HK$379,700
+HK$19,012/mo
Deposit HK$7.49M · loan HK$67.45M · min. income ≈ HK$721,376/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$3,185,050 · Scale 2, in force from 26 Feb 2026)