LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,093
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,624
−HK$541/mo
Today · 4.125%
HK$18,165
baseline
▲ 0.50% · 4.625%
HK$19,270
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,330/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,016
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,526
−HK$517/mo
Today · 4.125%
HK$20,043
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,086/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,511
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,149
−HK$649/mo
Today · 4.125%
HK$21,798
baseline
▲ 0.50% · 4.625%
HK$23,124
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,596/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,819
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,431
−HK$620/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,319
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,674
−HK$757/mo
Today · 4.125%
HK$25,431
baseline
▲ 0.50% · 4.625%
HK$26,978
+HK$1,547/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,862/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,622
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,336
−HK$724/mo
Today · 4.125%
HK$28,060
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,120/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,767
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,724
−HK$972/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,686
+HK$1,990/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,228
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,146
−HK$931/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$37,979
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,880 · Scale 2, in force from 26 Feb 2026)