LTV · monthly repayment
▼ 0.50% · 3.625%
HK$170,935
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$176,252
−HK$5,403/mo
Today · 4.125%
HK$181,655
baseline
▲ 0.50% · 4.625%
HK$192,708
+HK$11,053/mo
Deposit HK$37.48M · loan HK$37.48M · min. income ≈ HK$363,310/mo (50% DSR)
Upfront cash ≈ HK$40.67M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,164
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$195,264
−HK$5,174/mo
Today · 4.125%
HK$200,438
baseline
▲ 0.50% · 4.625%
HK$211,003
+HK$10,565/mo
Deposit HK$37.48M · loan HK$37.48M · min. income ≈ HK$400,876/mo (50% DSR)
Upfront cash ≈ HK$40.67M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,123
−HK$12,862/mo
▼ 0.25% · 3.875%
HK$211,503
−HK$6,482/mo
Today · 4.125%
HK$217,985
baseline
▲ 0.50% · 4.625%
HK$231,249
+HK$13,264/mo
Deposit HK$29.99M · loan HK$44.98M · min. income ≈ HK$435,970/mo (50% DSR)
Upfront cash ≈ HK$33.17M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,197
−HK$12,328/mo
▼ 0.25% · 3.875%
HK$234,317
−HK$6,208/mo
Today · 4.125%
HK$240,525
baseline
▲ 0.50% · 4.625%
HK$253,204
+HK$12,679/mo
Deposit HK$29.99M · loan HK$44.98M · min. income ≈ HK$481,050/mo (50% DSR)
Upfront cash ≈ HK$33.17M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,310
−HK$15,006/mo
▼ 0.25% · 3.875%
HK$246,753
−HK$7,563/mo
Today · 4.125%
HK$254,316
baseline
▲ 0.50% · 4.625%
HK$269,791
+HK$15,475/mo
Deposit HK$22.49M · loan HK$52.47M · min. income ≈ HK$508,632/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,230
−HK$14,383/mo
▼ 0.25% · 3.875%
HK$273,370
−HK$7,243/mo
Today · 4.125%
HK$280,613
baseline
▲ 0.50% · 4.625%
HK$295,405
+HK$14,792/mo
Deposit HK$22.49M · loan HK$52.47M · min. income ≈ HK$561,226/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,684
−HK$19,294/mo
▼ 0.25% · 3.875%
HK$317,254
−HK$9,724/mo
Today · 4.125%
HK$326,978
baseline
▲ 0.50% · 4.625%
HK$346,874
+HK$19,896/mo
Deposit HK$7.50M · loan HK$67.47M · min. income ≈ HK$653,956/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,295
−HK$18,493/mo
▼ 0.25% · 3.875%
HK$351,475
−HK$9,313/mo
Today · 4.125%
HK$360,788
baseline
▲ 0.50% · 4.625%
HK$379,806
+HK$19,018/mo
Deposit HK$7.50M · loan HK$67.47M · min. income ≈ HK$721,576/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$3,185,938 · Scale 2, in force from 26 Feb 2026)