LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,105
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,637
−HK$541/mo
Today · 4.125%
HK$18,178
baseline
▲ 0.50% · 4.625%
HK$19,284
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,356/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,029
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,540
−HK$517/mo
Today · 4.125%
HK$20,057
baseline
▲ 0.50% · 4.625%
HK$21,115
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,114/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,526
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,165
−HK$648/mo
Today · 4.125%
HK$21,813
baseline
▲ 0.50% · 4.625%
HK$23,141
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,626/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,835
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,447
−HK$622/mo
Today · 4.125%
HK$24,069
baseline
▲ 0.50% · 4.625%
HK$25,337
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,138/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,947
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,692
−HK$757/mo
Today · 4.125%
HK$25,449
baseline
▲ 0.50% · 4.625%
HK$26,997
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,898/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,355
−HK$725/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,560
+HK$1,480/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,789
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,747
−HK$973/mo
Today · 4.125%
HK$32,720
baseline
▲ 0.50% · 4.625%
HK$34,711
+HK$1,991/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,440/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,253
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$932/mo
Today · 4.125%
HK$36,103
baseline
▲ 0.50% · 4.625%
HK$38,006
+HK$1,903/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,206/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,042 · Scale 2, in force from 26 Feb 2026)