LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,105
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,638
−HK$540/mo
Today · 4.125%
HK$18,178
baseline
▲ 0.50% · 4.625%
HK$19,284
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,356/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,030
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,540
−HK$518/mo
Today · 4.125%
HK$20,058
baseline
▲ 0.50% · 4.625%
HK$21,115
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,116/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,527
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,165
−HK$649/mo
Today · 4.125%
HK$21,814
baseline
▲ 0.50% · 4.625%
HK$23,141
+HK$1,327/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,628/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,836
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,448
−HK$621/mo
Today · 4.125%
HK$24,069
baseline
▲ 0.50% · 4.625%
HK$25,338
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,138/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,948
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,693
−HK$756/mo
Today · 4.125%
HK$25,449
baseline
▲ 0.50% · 4.625%
HK$26,998
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,898/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,642
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,356
−HK$725/mo
Today · 4.125%
HK$28,081
baseline
▲ 0.50% · 4.625%
HK$29,561
+HK$1,480/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,162/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,790
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,748
−HK$973/mo
Today · 4.125%
HK$32,721
baseline
▲ 0.50% · 4.625%
HK$34,712
+HK$1,991/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,442/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,253
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,172
−HK$932/mo
Today · 4.125%
HK$36,104
baseline
▲ 0.50% · 4.625%
HK$38,007
+HK$1,903/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,208/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,047 · Scale 2, in force from 26 Feb 2026)