LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,112
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,644
−HK$541/mo
Today · 4.125%
HK$18,185
baseline
▲ 0.50% · 4.625%
HK$19,292
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,370/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,037
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,548
−HK$518/mo
Today · 4.125%
HK$20,066
baseline
▲ 0.50% · 4.625%
HK$21,123
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,132/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,535
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,173
−HK$649/mo
Today · 4.125%
HK$21,822
baseline
▲ 0.50% · 4.625%
HK$23,150
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,644/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,845
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,457
−HK$622/mo
Today · 4.125%
HK$24,079
baseline
▲ 0.50% · 4.625%
HK$25,348
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,158/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,957
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,702
−HK$757/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,652
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,367
−HK$725/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,573
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,802
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,760
−HK$973/mo
Today · 4.125%
HK$32,733
baseline
▲ 0.50% · 4.625%
HK$34,725
+HK$1,992/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,466/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,267
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$932/mo
Today · 4.125%
HK$36,118
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$1,904/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,236/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,135 · Scale 2, in force from 26 Feb 2026)