LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,137
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$176,461
−HK$5,408/mo
Today · 4.125%
HK$181,869
baseline
▲ 0.50% · 4.625%
HK$192,935
+HK$11,066/mo
Deposit HK$37.53M · loan HK$37.53M · min. income ≈ HK$363,738/mo (50% DSR)
Upfront cash ≈ HK$40.72M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,388
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$195,494
−HK$5,180/mo
Today · 4.125%
HK$200,674
baseline
▲ 0.50% · 4.625%
HK$211,252
+HK$10,578/mo
Deposit HK$37.53M · loan HK$37.53M · min. income ≈ HK$401,348/mo (50% DSR)
Upfront cash ≈ HK$40.72M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,365
−HK$12,878/mo
▼ 0.25% · 3.875%
HK$211,753
−HK$6,490/mo
Today · 4.125%
HK$218,243
baseline
▲ 0.50% · 4.625%
HK$231,522
+HK$13,279/mo
Deposit HK$30.02M · loan HK$45.03M · min. income ≈ HK$436,486/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,466
−HK$12,343/mo
▼ 0.25% · 3.875%
HK$234,593
−HK$6,216/mo
Today · 4.125%
HK$240,809
baseline
▲ 0.50% · 4.625%
HK$253,503
+HK$12,694/mo
Deposit HK$30.02M · loan HK$45.03M · min. income ≈ HK$481,618/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,592
−HK$15,025/mo
▼ 0.25% · 3.875%
HK$247,045
−HK$7,572/mo
Today · 4.125%
HK$254,617
baseline
▲ 0.50% · 4.625%
HK$270,109
+HK$15,492/mo
Deposit HK$22.52M · loan HK$52.54M · min. income ≈ HK$509,234/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,544
−HK$14,400/mo
▼ 0.25% · 3.875%
HK$273,692
−HK$7,252/mo
Today · 4.125%
HK$280,944
baseline
▲ 0.50% · 4.625%
HK$295,753
+HK$14,809/mo
Deposit HK$22.52M · loan HK$52.54M · min. income ≈ HK$561,888/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,047
−HK$19,317/mo
▼ 0.25% · 3.875%
HK$317,629
−HK$9,735/mo
Today · 4.125%
HK$327,364
baseline
▲ 0.50% · 4.625%
HK$347,283
+HK$19,919/mo
Deposit HK$7.51M · loan HK$67.55M · min. income ≈ HK$654,728/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,699
−HK$18,515/mo
▼ 0.25% · 3.875%
HK$351,890
−HK$9,324/mo
Today · 4.125%
HK$361,214
baseline
▲ 0.50% · 4.625%
HK$380,254
+HK$19,040/mo
Deposit HK$7.51M · loan HK$67.55M · min. income ≈ HK$722,428/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$3,189,698 · Scale 2, in force from 26 Feb 2026)