LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,153
−HK$10,733/mo
▼ 0.25% · 3.875%
HK$176,477
−HK$5,409/mo
Today · 4.125%
HK$181,886
baseline
▲ 0.50% · 4.625%
HK$192,953
+HK$11,067/mo
Deposit HK$37.53M · loan HK$37.53M · min. income ≈ HK$363,772/mo (50% DSR)
Upfront cash ≈ HK$40.72M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,406
−HK$10,287/mo
▼ 0.25% · 3.875%
HK$195,513
−HK$5,180/mo
Today · 4.125%
HK$200,693
baseline
▲ 0.50% · 4.625%
HK$211,272
+HK$10,579/mo
Deposit HK$37.53M · loan HK$37.53M · min. income ≈ HK$401,386/mo (50% DSR)
Upfront cash ≈ HK$40.72M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,384
−HK$12,879/mo
▼ 0.25% · 3.875%
HK$211,773
−HK$6,490/mo
Today · 4.125%
HK$218,263
baseline
▲ 0.50% · 4.625%
HK$231,544
+HK$13,281/mo
Deposit HK$30.02M · loan HK$45.04M · min. income ≈ HK$436,526/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,488
−HK$12,344/mo
▼ 0.25% · 3.875%
HK$234,615
−HK$6,217/mo
Today · 4.125%
HK$240,832
baseline
▲ 0.50% · 4.625%
HK$253,527
+HK$12,695/mo
Deposit HK$30.02M · loan HK$45.04M · min. income ≈ HK$481,664/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,615
−HK$15,025/mo
▼ 0.25% · 3.875%
HK$247,068
−HK$7,572/mo
Today · 4.125%
HK$254,640
baseline
▲ 0.50% · 4.625%
HK$270,135
+HK$15,495/mo
Deposit HK$22.52M · loan HK$52.54M · min. income ≈ HK$509,280/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,569
−HK$14,402/mo
▼ 0.25% · 3.875%
HK$273,718
−HK$7,253/mo
Today · 4.125%
HK$280,971
baseline
▲ 0.50% · 4.625%
HK$295,781
+HK$14,810/mo
Deposit HK$22.52M · loan HK$52.54M · min. income ≈ HK$561,942/mo (50% DSR)
Upfront cash ≈ HK$25.71M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,076
−HK$19,319/mo
▼ 0.25% · 3.875%
HK$317,659
−HK$9,736/mo
Today · 4.125%
HK$327,395
baseline
▲ 0.50% · 4.625%
HK$347,316
+HK$19,921/mo
Deposit HK$7.51M · loan HK$67.55M · min. income ≈ HK$654,790/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,731
−HK$18,517/mo
▼ 0.25% · 3.875%
HK$351,923
−HK$9,325/mo
Today · 4.125%
HK$361,248
baseline
▲ 0.50% · 4.625%
HK$380,290
+HK$19,042/mo
Deposit HK$7.51M · loan HK$67.55M · min. income ≈ HK$722,496/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$3,189,998 · Scale 2, in force from 26 Feb 2026)