LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,120
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,652
−HK$541/mo
Today · 4.125%
HK$18,193
baseline
▲ 0.50% · 4.625%
HK$19,300
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,386/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,045
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,556
−HK$518/mo
Today · 4.125%
HK$20,074
baseline
▲ 0.50% · 4.625%
HK$21,132
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,148/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,543
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$649/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$23,160
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,854
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,467
−HK$622/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,967
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,713
−HK$757/mo
Today · 4.125%
HK$25,470
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,940/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,663
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,379
−HK$725/mo
Today · 4.125%
HK$28,104
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,208/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,815
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,774
−HK$974/mo
Today · 4.125%
HK$32,748
baseline
▲ 0.50% · 4.625%
HK$34,740
+HK$1,992/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,496/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,282
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,201
−HK$933/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,038
+HK$1,904/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,233 · Scale 2, in force from 26 Feb 2026)