LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,123
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,655
−HK$541/mo
Today · 4.125%
HK$18,196
baseline
▲ 0.50% · 4.625%
HK$19,303
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,392/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,049
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,560
−HK$518/mo
Today · 4.125%
HK$20,078
baseline
▲ 0.50% · 4.625%
HK$21,136
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,156/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,547
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,186
−HK$650/mo
Today · 4.125%
HK$21,836
baseline
▲ 0.50% · 4.625%
HK$23,164
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,672/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,858
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,471
−HK$622/mo
Today · 4.125%
HK$24,093
baseline
▲ 0.50% · 4.625%
HK$25,363
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,186/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,972
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,717
−HK$758/mo
Today · 4.125%
HK$25,475
baseline
▲ 0.50% · 4.625%
HK$27,025
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,950/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,383
−HK$726/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,591
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,218/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,821
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,779
−HK$974/mo
Today · 4.125%
HK$32,753
baseline
▲ 0.50% · 4.625%
HK$34,746
+HK$1,993/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,506/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,288
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,207
−HK$933/mo
Today · 4.125%
HK$36,140
baseline
▲ 0.50% · 4.625%
HK$38,045
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,280/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,272 · Scale 2, in force from 26 Feb 2026)