LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,124
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,656
−HK$542/mo
Today · 4.125%
HK$18,198
baseline
▲ 0.50% · 4.625%
HK$19,305
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,396/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,050
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,561
−HK$518/mo
Today · 4.125%
HK$20,079
baseline
▲ 0.50% · 4.625%
HK$21,138
+HK$1,059/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,158/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,548
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,188
−HK$649/mo
Today · 4.125%
HK$21,837
baseline
▲ 0.50% · 4.625%
HK$23,166
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,674/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,860
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,473
−HK$622/mo
Today · 4.125%
HK$24,095
baseline
▲ 0.50% · 4.625%
HK$25,365
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,190/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,973
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,719
−HK$758/mo
Today · 4.125%
HK$25,477
baseline
▲ 0.50% · 4.625%
HK$27,027
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,954/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,670
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,385
−HK$726/mo
Today · 4.125%
HK$28,111
baseline
▲ 0.50% · 4.625%
HK$29,593
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,222/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,823
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,781
−HK$975/mo
Today · 4.125%
HK$32,756
baseline
▲ 0.50% · 4.625%
HK$34,749
+HK$1,993/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,512/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,290
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,210
−HK$932/mo
Today · 4.125%
HK$36,142
baseline
▲ 0.50% · 4.625%
HK$38,048
+HK$1,906/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,284/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,287 · Scale 2, in force from 26 Feb 2026)