LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,126
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,659
−HK$541/mo
Today · 4.125%
HK$18,200
baseline
▲ 0.50% · 4.625%
HK$19,308
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,400/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,053
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,564
−HK$518/mo
Today · 4.125%
HK$20,082
baseline
▲ 0.50% · 4.625%
HK$21,141
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,164/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,552
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,191
−HK$649/mo
Today · 4.125%
HK$21,840
baseline
▲ 0.50% · 4.625%
HK$23,169
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,680/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,863
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,477
−HK$622/mo
Today · 4.125%
HK$24,099
baseline
▲ 0.50% · 4.625%
HK$25,369
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,198/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,977
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,723
−HK$757/mo
Today · 4.125%
HK$25,480
baseline
▲ 0.50% · 4.625%
HK$27,031
+HK$1,551/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,960/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,674
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,389
−HK$726/mo
Today · 4.125%
HK$28,115
baseline
▲ 0.50% · 4.625%
HK$29,597
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,230/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,827
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$974/mo
Today · 4.125%
HK$32,760
baseline
▲ 0.50% · 4.625%
HK$34,754
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,520/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,295
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$933/mo
Today · 4.125%
HK$36,148
baseline
▲ 0.50% · 4.625%
HK$38,053
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,296/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,321 · Scale 2, in force from 26 Feb 2026)