LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,290
−HK$10,741/mo
▼ 0.25% · 3.875%
HK$176,618
−HK$5,413/mo
Today · 4.125%
HK$182,031
baseline
▲ 0.50% · 4.625%
HK$193,108
+HK$11,077/mo
Deposit HK$37.56M · loan HK$37.56M · min. income ≈ HK$364,062/mo (50% DSR)
Upfront cash ≈ HK$40.75M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,558
−HK$10,296/mo
▼ 0.25% · 3.875%
HK$195,669
−HK$5,185/mo
Today · 4.125%
HK$200,854
baseline
▲ 0.50% · 4.625%
HK$211,441
+HK$10,587/mo
Deposit HK$37.56M · loan HK$37.56M · min. income ≈ HK$401,708/mo (50% DSR)
Upfront cash ≈ HK$40.75M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,548
−HK$12,890/mo
▼ 0.25% · 3.875%
HK$211,942
−HK$6,496/mo
Today · 4.125%
HK$218,438
baseline
▲ 0.50% · 4.625%
HK$231,729
+HK$13,291/mo
Deposit HK$30.05M · loan HK$45.07M · min. income ≈ HK$436,876/mo (50% DSR)
Upfront cash ≈ HK$33.24M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,670
−HK$12,354/mo
▼ 0.25% · 3.875%
HK$234,803
−HK$6,221/mo
Today · 4.125%
HK$241,024
baseline
▲ 0.50% · 4.625%
HK$253,729
+HK$12,705/mo
Deposit HK$30.05M · loan HK$45.07M · min. income ≈ HK$482,048/mo (50% DSR)
Upfront cash ≈ HK$33.24M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,806
−HK$15,038/mo
▼ 0.25% · 3.875%
HK$247,265
−HK$7,579/mo
Today · 4.125%
HK$254,844
baseline
▲ 0.50% · 4.625%
HK$270,351
+HK$15,507/mo
Deposit HK$22.54M · loan HK$52.58M · min. income ≈ HK$509,688/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,782
−HK$14,413/mo
▼ 0.25% · 3.875%
HK$273,937
−HK$7,258/mo
Today · 4.125%
HK$281,195
baseline
▲ 0.50% · 4.625%
HK$296,017
+HK$14,822/mo
Deposit HK$22.54M · loan HK$52.58M · min. income ≈ HK$562,390/mo (50% DSR)
Upfront cash ≈ HK$25.73M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,322
−HK$19,334/mo
▼ 0.25% · 3.875%
HK$317,913
−HK$9,743/mo
Today · 4.125%
HK$327,656
baseline
▲ 0.50% · 4.625%
HK$347,594
+HK$19,938/mo
Deposit HK$7.51M · loan HK$67.61M · min. income ≈ HK$655,312/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,005
−HK$18,532/mo
▼ 0.25% · 3.875%
HK$352,204
−HK$9,333/mo
Today · 4.125%
HK$361,537
baseline
▲ 0.50% · 4.625%
HK$380,594
+HK$19,057/mo
Deposit HK$7.51M · loan HK$67.61M · min. income ≈ HK$723,074/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$3,192,547 · Scale 2, in force from 26 Feb 2026)