LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,130
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,663
−HK$541/mo
Today · 4.125%
HK$18,204
baseline
▲ 0.50% · 4.625%
HK$19,312
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,408/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,057
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,568
−HK$519/mo
Today · 4.125%
HK$20,087
baseline
▲ 0.50% · 4.625%
HK$21,146
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,174/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,556
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$649/mo
Today · 4.125%
HK$21,845
baseline
▲ 0.50% · 4.625%
HK$23,174
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,690/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$622/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,271/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,982
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$758/mo
Today · 4.125%
HK$25,486
baseline
▲ 0.50% · 4.625%
HK$27,037
+HK$1,551/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,972/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,680
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,396
−HK$725/mo
Today · 4.125%
HK$28,121
baseline
▲ 0.50% · 4.625%
HK$29,604
+HK$1,483/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,242/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,834
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,793
−HK$975/mo
Today · 4.125%
HK$32,768
baseline
▲ 0.50% · 4.625%
HK$34,762
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,536/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,303
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,223
−HK$933/mo
Today · 4.125%
HK$36,156
baseline
▲ 0.50% · 4.625%
HK$38,062
+HK$1,906/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,312/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,372 · Scale 2, in force from 26 Feb 2026)