LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,130
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,663
−HK$542/mo
Today · 4.125%
HK$18,205
baseline
▲ 0.50% · 4.625%
HK$19,312
+HK$1,107/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,410/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,057
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,569
−HK$518/mo
Today · 4.125%
HK$20,087
baseline
▲ 0.50% · 4.625%
HK$21,146
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,174/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,556
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$650/mo
Today · 4.125%
HK$21,846
baseline
▲ 0.50% · 4.625%
HK$23,175
+HK$1,329/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,692/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$622/mo
Today · 4.125%
HK$24,104
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,271/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,208/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,983
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,729
−HK$757/mo
Today · 4.125%
HK$25,486
baseline
▲ 0.50% · 4.625%
HK$27,037
+HK$1,551/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,972/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,680
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,396
−HK$726/mo
Today · 4.125%
HK$28,122
baseline
▲ 0.50% · 4.625%
HK$29,604
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,244/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,835
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$974/mo
Today · 4.125%
HK$32,768
baseline
▲ 0.50% · 4.625%
HK$34,762
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,536/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,303
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,223
−HK$934/mo
Today · 4.125%
HK$36,157
baseline
▲ 0.50% · 4.625%
HK$38,062
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,314/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,375 · Scale 2, in force from 26 Feb 2026)