LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,133
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,666
−HK$542/mo
Today · 4.125%
HK$18,208
baseline
▲ 0.50% · 4.625%
HK$19,316
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,416/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,061
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,572
−HK$518/mo
Today · 4.125%
HK$20,090
baseline
▲ 0.50% · 4.625%
HK$21,149
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,180/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,560
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,199
−HK$650/mo
Today · 4.125%
HK$21,849
baseline
▲ 0.50% · 4.625%
HK$23,179
+HK$1,330/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,698/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,873
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,486
−HK$622/mo
Today · 4.125%
HK$24,108
baseline
▲ 0.50% · 4.625%
HK$25,379
+HK$1,271/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,216/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,987
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,733
−HK$758/mo
Today · 4.125%
HK$25,491
baseline
▲ 0.50% · 4.625%
HK$27,042
+HK$1,551/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,982/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,685
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$727/mo
Today · 4.125%
HK$28,127
baseline
▲ 0.50% · 4.625%
HK$29,609
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,254/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,840
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,799
−HK$975/mo
Today · 4.125%
HK$32,774
baseline
▲ 0.50% · 4.625%
HK$34,768
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,548/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,309
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,229
−HK$934/mo
Today · 4.125%
HK$36,163
baseline
▲ 0.50% · 4.625%
HK$38,069
+HK$1,906/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,326/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,413 · Scale 2, in force from 26 Feb 2026)