LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,350
−HK$10,746/mo
▼ 0.25% · 3.875%
HK$176,680
−HK$5,416/mo
Today · 4.125%
HK$182,096
baseline
▲ 0.50% · 4.625%
HK$193,176
+HK$11,080/mo
Deposit HK$37.57M · loan HK$37.57M · min. income ≈ HK$364,192/mo (50% DSR)
Upfront cash ≈ HK$40.77M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,626
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$195,738
−HK$5,187/mo
Today · 4.125%
HK$200,925
baseline
▲ 0.50% · 4.625%
HK$211,516
+HK$10,591/mo
Deposit HK$37.57M · loan HK$37.57M · min. income ≈ HK$401,850/mo (50% DSR)
Upfront cash ≈ HK$40.77M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,620
−HK$12,895/mo
▼ 0.25% · 3.875%
HK$212,016
−HK$6,499/mo
Today · 4.125%
HK$218,515
baseline
▲ 0.50% · 4.625%
HK$231,811
+HK$13,296/mo
Deposit HK$30.06M · loan HK$45.09M · min. income ≈ HK$437,030/mo (50% DSR)
Upfront cash ≈ HK$33.25M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,751
−HK$12,358/mo
▼ 0.25% · 3.875%
HK$234,886
−HK$6,223/mo
Today · 4.125%
HK$241,109
baseline
▲ 0.50% · 4.625%
HK$253,819
+HK$12,710/mo
Deposit HK$30.06M · loan HK$45.09M · min. income ≈ HK$482,218/mo (50% DSR)
Upfront cash ≈ HK$33.25M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,891
−HK$15,043/mo
▼ 0.25% · 3.875%
HK$247,353
−HK$7,581/mo
Today · 4.125%
HK$254,934
baseline
▲ 0.50% · 4.625%
HK$270,446
+HK$15,512/mo
Deposit HK$22.54M · loan HK$52.60M · min. income ≈ HK$509,868/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,876
−HK$14,418/mo
▼ 0.25% · 3.875%
HK$274,033
−HK$7,261/mo
Today · 4.125%
HK$281,294
baseline
▲ 0.50% · 4.625%
HK$296,122
+HK$14,828/mo
Deposit HK$22.54M · loan HK$52.60M · min. income ≈ HK$562,588/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,431
−HK$19,341/mo
▼ 0.25% · 3.875%
HK$318,025
−HK$9,747/mo
Today · 4.125%
HK$327,772
baseline
▲ 0.50% · 4.625%
HK$347,716
+HK$19,944/mo
Deposit HK$7.51M · loan HK$67.63M · min. income ≈ HK$655,544/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,126
−HK$18,538/mo
▼ 0.25% · 3.875%
HK$352,329
−HK$9,335/mo
Today · 4.125%
HK$361,664
baseline
▲ 0.50% · 4.625%
HK$380,728
+HK$19,064/mo
Deposit HK$7.51M · loan HK$67.63M · min. income ≈ HK$723,328/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$3,193,673 · Scale 2, in force from 26 Feb 2026)