LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,136
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,669
−HK$541/mo
Today · 4.125%
HK$18,210
baseline
▲ 0.50% · 4.625%
HK$19,318
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,420/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,063
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,575
−HK$518/mo
Today · 4.125%
HK$20,093
baseline
▲ 0.50% · 4.625%
HK$21,152
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,186/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,563
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,203
−HK$649/mo
Today · 4.125%
HK$21,852
baseline
▲ 0.50% · 4.625%
HK$23,182
+HK$1,330/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,704/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,876
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,490
−HK$622/mo
Today · 4.125%
HK$24,112
baseline
▲ 0.50% · 4.625%
HK$25,383
+HK$1,271/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,224/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,990
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,736
−HK$758/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$27,046
+HK$1,552/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,689
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,404
−HK$727/mo
Today · 4.125%
HK$28,131
baseline
▲ 0.50% · 4.625%
HK$29,613
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,262/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,844
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,804
−HK$975/mo
Today · 4.125%
HK$32,779
baseline
▲ 0.50% · 4.625%
HK$34,773
+HK$1,994/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,558/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,314
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,234
−HK$934/mo
Today · 4.125%
HK$36,168
baseline
▲ 0.50% · 4.625%
HK$38,074
+HK$1,906/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,336/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,445 · Scale 2, in force from 26 Feb 2026)