LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,137
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,671
−HK$541/mo
Today · 4.125%
HK$18,212
baseline
▲ 0.50% · 4.625%
HK$19,320
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,424/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,065
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,577
−HK$518/mo
Today · 4.125%
HK$20,095
baseline
▲ 0.50% · 4.625%
HK$21,155
+HK$1,060/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,190/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,565
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,205
−HK$650/mo
Today · 4.125%
HK$21,855
baseline
▲ 0.50% · 4.625%
HK$23,184
+HK$1,329/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,710/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,878
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,492
−HK$622/mo
Today · 4.125%
HK$24,114
baseline
▲ 0.50% · 4.625%
HK$25,385
+HK$1,271/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,228/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,992
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,739
−HK$758/mo
Today · 4.125%
HK$25,497
baseline
▲ 0.50% · 4.625%
HK$27,048
+HK$1,551/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,994/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,691
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,407
−HK$726/mo
Today · 4.125%
HK$28,133
baseline
▲ 0.50% · 4.625%
HK$29,616
+HK$1,483/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,266/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,847
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,807
−HK$975/mo
Today · 4.125%
HK$32,782
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,995/mo
Deposit HK$752K · loan HK$6.76M · min. income ≈ HK$65,564/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,317
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,238
−HK$934/mo
Today · 4.125%
HK$36,172
baseline
▲ 0.50% · 4.625%
HK$38,078
+HK$1,906/mo
Deposit HK$752K · loan HK$6.76M · min. income ≈ HK$72,344/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,468 · Scale 2, in force from 26 Feb 2026)