LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,139
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,672
−HK$542/mo
Today · 4.125%
HK$18,214
baseline
▲ 0.50% · 4.625%
HK$19,322
+HK$1,108/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,428/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,067
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,578
−HK$519/mo
Today · 4.125%
HK$20,097
baseline
▲ 0.50% · 4.625%
HK$21,156
+HK$1,059/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,194/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,567
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,206
−HK$650/mo
Today · 4.125%
HK$21,856
baseline
▲ 0.50% · 4.625%
HK$23,186
+HK$1,330/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,712/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,880
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,494
−HK$622/mo
Today · 4.125%
HK$24,116
baseline
▲ 0.50% · 4.625%
HK$25,388
+HK$1,272/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,232/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,994
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$758/mo
Today · 4.125%
HK$25,499
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,552/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,998/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,694
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,409
−HK$727/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,619
+HK$1,483/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,850
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,810
−HK$974/mo
Today · 4.125%
HK$32,784
baseline
▲ 0.50% · 4.625%
HK$34,779
+HK$1,995/mo
Deposit HK$752K · loan HK$6.76M · min. income ≈ HK$65,568/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,320
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,241
−HK$933/mo
Today · 4.125%
HK$36,174
baseline
▲ 0.50% · 4.625%
HK$38,081
+HK$1,907/mo
Deposit HK$752K · loan HK$6.76M · min. income ≈ HK$72,348/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,486 · Scale 2, in force from 26 Feb 2026)