Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$75.17M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$239,974
−HK$15,049/mo
▼ 0.25% · 3.875%
HK$247,439
−HK$7,584/mo
Today · 4.125%
HK$255,023
baseline
▲ 0.50% · 4.625%
HK$270,540
+HK$15,517/mo

Deposit HK$22.55M · loan HK$52.62M · min. income ≈ HK$510,046/mo (50% DSR)

Upfront cash ≈ HK$25.75M (deposit + AVD stamp duty HK$3,194,786 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com