LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,144
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,677
−HK$542/mo
Today · 4.125%
HK$18,219
baseline
▲ 0.50% · 4.625%
HK$19,328
+HK$1,109/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,438/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,073
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,584
−HK$519/mo
Today · 4.125%
HK$20,103
baseline
▲ 0.50% · 4.625%
HK$21,163
+HK$1,060/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,206/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,573
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,213
−HK$650/mo
Today · 4.125%
HK$21,863
baseline
▲ 0.50% · 4.625%
HK$23,193
+HK$1,330/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,726/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,887
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,501
−HK$623/mo
Today · 4.125%
HK$24,124
baseline
▲ 0.50% · 4.625%
HK$25,395
+HK$1,271/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,248/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,002
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,748
−HK$759/mo
Today · 4.125%
HK$25,507
baseline
▲ 0.50% · 4.625%
HK$27,059
+HK$1,552/mo
Deposit HK$2.26M · loan HK$5.26M · min. income ≈ HK$51,014/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,702
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,418
−HK$726/mo
Today · 4.125%
HK$28,144
baseline
▲ 0.50% · 4.625%
HK$29,628
+HK$1,484/mo
Deposit HK$2.26M · loan HK$5.26M · min. income ≈ HK$56,288/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,859
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$975/mo
Today · 4.125%
HK$32,794
baseline
▲ 0.50% · 4.625%
HK$34,790
+HK$1,996/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$65,588/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,331
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,251
−HK$934/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,093
+HK$1,908/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,554 · Scale 2, in force from 26 Feb 2026)