LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,146
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$17,679
−HK$542/mo
Today · 4.125%
HK$18,221
baseline
▲ 0.50% · 4.625%
HK$19,330
+HK$1,109/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,442/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,074
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$19,586
−HK$519/mo
Today · 4.125%
HK$20,105
baseline
▲ 0.50% · 4.625%
HK$21,165
+HK$1,060/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,210/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,575
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,215
−HK$650/mo
Today · 4.125%
HK$21,865
baseline
▲ 0.50% · 4.625%
HK$23,196
+HK$1,331/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$43,730/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,889
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,503
−HK$623/mo
Today · 4.125%
HK$24,126
baseline
▲ 0.50% · 4.625%
HK$25,398
+HK$1,272/mo
Deposit HK$3.01M · loan HK$4.51M · min. income ≈ HK$48,252/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,004
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,751
−HK$758/mo
Today · 4.125%
HK$25,509
baseline
▲ 0.50% · 4.625%
HK$27,061
+HK$1,552/mo
Deposit HK$2.26M · loan HK$5.26M · min. income ≈ HK$51,018/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,420
−HK$727/mo
Today · 4.125%
HK$28,147
baseline
▲ 0.50% · 4.625%
HK$29,631
+HK$1,484/mo
Deposit HK$2.26M · loan HK$5.26M · min. income ≈ HK$56,294/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,862
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$976/mo
Today · 4.125%
HK$32,798
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,995/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$65,596/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,334
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$934/mo
Today · 4.125%
HK$36,189
baseline
▲ 0.50% · 4.625%
HK$38,097
+HK$1,908/mo
Deposit HK$752K · loan HK$6.77M · min. income ≈ HK$72,378/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$225,577 · Scale 2, in force from 26 Feb 2026)