LTV · monthly repayment
▼ 0.50% · 3.625%
HK$171,488
−HK$10,754/mo
▼ 0.25% · 3.875%
HK$176,823
−HK$5,419/mo
Today · 4.125%
HK$182,242
baseline
▲ 0.50% · 4.625%
HK$193,331
+HK$11,089/mo
Deposit HK$37.60M · loan HK$37.60M · min. income ≈ HK$364,484/mo (50% DSR)
Upfront cash ≈ HK$40.80M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,779
−HK$10,307/mo
▼ 0.25% · 3.875%
HK$195,896
−HK$5,190/mo
Today · 4.125%
HK$201,086
baseline
▲ 0.50% · 4.625%
HK$211,686
+HK$10,600/mo
Deposit HK$37.60M · loan HK$37.60M · min. income ≈ HK$402,172/mo (50% DSR)
Upfront cash ≈ HK$40.80M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,786
−HK$12,905/mo
▼ 0.25% · 3.875%
HK$212,187
−HK$6,504/mo
Today · 4.125%
HK$218,691
baseline
▲ 0.50% · 4.625%
HK$231,998
+HK$13,307/mo
Deposit HK$30.08M · loan HK$45.12M · min. income ≈ HK$437,382/mo (50% DSR)
Upfront cash ≈ HK$33.28M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,935
−HK$12,369/mo
▼ 0.25% · 3.875%
HK$235,075
−HK$6,229/mo
Today · 4.125%
HK$241,304
baseline
▲ 0.50% · 4.625%
HK$254,023
+HK$12,719/mo
Deposit HK$30.08M · loan HK$45.12M · min. income ≈ HK$482,608/mo (50% DSR)
Upfront cash ≈ HK$33.28M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,084
−HK$15,055/mo
▼ 0.25% · 3.875%
HK$247,552
−HK$7,587/mo
Today · 4.125%
HK$255,139
baseline
▲ 0.50% · 4.625%
HK$270,664
+HK$15,525/mo
Deposit HK$22.56M · loan HK$52.64M · min. income ≈ HK$510,278/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,091
−HK$14,430/mo
▼ 0.25% · 3.875%
HK$274,254
−HK$7,267/mo
Today · 4.125%
HK$281,521
baseline
▲ 0.50% · 4.625%
HK$296,360
+HK$14,839/mo
Deposit HK$22.56M · loan HK$52.64M · min. income ≈ HK$563,042/mo (50% DSR)
Upfront cash ≈ HK$25.76M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,679
−HK$19,357/mo
▼ 0.25% · 3.875%
HK$318,281
−HK$9,755/mo
Today · 4.125%
HK$328,036
baseline
▲ 0.50% · 4.625%
HK$347,996
+HK$19,960/mo
Deposit HK$7.52M · loan HK$67.69M · min. income ≈ HK$656,072/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,403
−HK$18,552/mo
▼ 0.25% · 3.875%
HK$352,612
−HK$9,343/mo
Today · 4.125%
HK$361,955
baseline
▲ 0.50% · 4.625%
HK$381,035
+HK$19,080/mo
Deposit HK$7.52M · loan HK$67.69M · min. income ≈ HK$723,910/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$3,196,246 · Scale 2, in force from 26 Feb 2026)